Covered: Usage Based NTUC Car Insurance for Singapore

Get More out of Driving with Covered

Pay-As-You-Go

Start with a low $150 upfront fee
and then pay for your usage
monthly

Zero Excess

Drive without worry with our zero excess. (Only for Third Party and Own Damage when repairing at an Income approved workshop).

24/7 Assistance

Our 24/7 assistance hotline
provided by Carro is available to
you in any emergency.

Additional Drivers

Add up to 2 additional drivers to
your policy so your loved ones
can drive too

Pay Less When You Drive Less

Don’t Drive Often Or Only Travel Short Distances? With Usage-Based Pricing, You Pay-As-You-Go!

If you drive 9,000km/yr

Save 48%

If you drive 12,000km/yr

Save 33%

If you drive 15,000km/yr

Save 18%
Comparison is based on the driver profile of a 28 male with 10%No-Claim Discount (NCD), 10 years driving experience, and a 2021 Mazda 3 1600cc with the Drivo Classic and Maintenance Prime plan compared to conventional annual insurance plans. Percentages shown have been rounded up.

Insurance Underwritten by Income

Distributed by Carro Care

Important Note

Covered is a pay-per-km car insurance policy distributed by Carro Care Pte Ltd (UEN: 201812210E) (“Carro Care”). This policy is underwritten by Income Insurance Limited (UEN: 202135698W) (“Income”), and the specific terms, conditions, and exclusions of the car insurance policy are outlined in the Policy Conditions.

This policy is protected under the Policy Owners' Protection Scheme, administered by the Singapore Deposit Insurance Corporation Limited (SDIC). Coverage under this policy is automatic, so no further action is required from you. For more information on the coverage benefits and limits, where applicable, please contact Income or visit the websites of GIA, LIA, or SDIC.

The information provided above is accurate as of 18 December 2024.